For more than two decades, the team at CRT Experts has helped CRT income beneficiaries evaluate options when an existing charitable remainder trust no longer fits their current objectives.

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In many cases, the beneficiary’s planning goals have changed. Some would rather receive cash today than continue waiting for future CRT distributions. Others are interested in redirecting the remaining economic value of their CRT income interest to children, grandchildren, or other family members. Many want to simplify their financial affairs and reduce ongoing administrative burdens.

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Although the CRT itself is irrevocable, the income interest is a capital asset. That distinction creates meaningful planning options for income recipients whose objectives have changed since the trust was established.

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CRT Experts can work directly with you, your family, or your advisors to review the available options and determine whether a sale, CRT rollover, or no action is the appropriate path forward.

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Reasons to Review Your CRT Options

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If your CRT was created some time ago, it may be worth reviewing whether the trust still fits your current objectives. Family circumstances, financial needs, tax considerations, and beneficiary goals often change over time.

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At a minimum, beneficiaries and their families should understand what options may be available before simply continuing with the trust as-is.

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Common reasons to review your CRT options include:

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• You would rather receive cash today than wait for future CRT distributions

• You want to simplify your financial affairs

• You are interested in redirecting CRT value to children, grandchildren, or other family members

• Your family or financial circumstances have changed since the trust was created 

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Our Review Process

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​At no cost or obligation, we can confidentially review your CRT and provide a written summary of your options.

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The appropriate path depends on the beneficiary’s current objectives, liquidity needs, family circumstances, and whether the goal is to continue the trust, simplify financial affairs, or redirect CRT value to children or other family members.​

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What We Need for an Initial Review

 

To provide an initial valuation and options summary, we need:

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• The nearest age of each income beneficiary

• The CRT payout rate

• The approximate current value of the trust

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There is no cost and no obligation.

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To initiate a review, call 703-520-2275 or email experts@crt-experts.com.

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If You Decide to Move Forward

 

If you decide to move forward after reviewing your options, CRT Experts can coordinate the transaction with you and your advisors.

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Our team has facilitated the sale and rollover of thousands of CRT income interests over the last two decades. Over that time, we have developed a closing process designed to be simple, organized, and turnkey for sellers. We coordinate the process from start to finish and provide the necessary transaction documentation.

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View Recent Seller Testimonials

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Our Approach

 

Every CRT is different. Some beneficiaries decide to move forward after an initial review. Others decide to take no action, revisit the issue later, or simply use the review to better understand their options.

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Our goal is not to force a particular outcome.

 

Our goal is to explain the available alternatives clearly, help beneficiaries and their families understand the tradeoffs, and, where appropriate, help implement the option that best fits their current objectives.

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Family and Advisor Involvement

 

Deciding what to do with an existing CRT income interest is often a family decision. Children and advisors are frequently involved, particularly when the income beneficiaries are older or when the planning objective involves shifting value to the next generation.

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We regularly work with family members, financial advisors, CPAs, and attorneys to review CRT options and coordinate implementation when a beneficiary decides to move forward.